Insurance Counsel & Policyholder Litigation

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Insurance companies don’t make money paying claims.

Whether your claim involves your home, your start-up, or a successful business, denied, delayed, and devalued insurance claims subjugate your needs to an insurance company’s revenue goal. Whether you’ve been left holding the bag after a denial, or abandoned to defend yourself in court, our attorneys know how to hold insurers accountable and push for full and fair compensation.

Why clients chose us?

Experience.

We help policyholders recover what they’re owed across virtually all facets of commercial, personal, and excess and surplus lines insurance.

Industry Experience.

The insurance company you see is the tip of the iceberg.

Most of the insurance industry is a web of non-transparent intermediaries, fronts, secondary markets, concealing cabals of investors and captives all looking to increase premium and fee revenue while decreasing claims payments.

The insurance industry operators sue each other all the time and ~~They~~ use our courts and their lawyers to protect their bottom line at your expense. They price it in because they know you can’t.

But most of us many have no insurance experience beyond buying home & auto policies online.

When you are starting or growing your business, insuring your home and rental properties, experience counts.

We Handle Claims Involving:

Homeowner policies
Renter and investor property policies
Business, business interruption, extra expense, employer and liability policies
Commercial, personal, excess & surplus lines claim denials
Devalued and underpaid settlements
Insurer imposed ADR and policy appraisal
Bad faith and sham investigations
C/GL E&O, D&O, MPL, LPL conflicted and denied defense

What Sets Us Apart:

Experience and preparation
We Understand Both Worlds – our team has deep knowledge representing insurers, industry intermediaries, and policy holders defending and attacking policy terms and industry players
Tough, Strategic Litigators – we know how to use the insurance tool against the industry
You’re Not Alone – we don’t cut corners or expect you to guess. We guide you through recovery with transparency and respect

Ready to Fight for What You're Owed?

Don’t go up against a billion-dollar insurer alone. Let our team advocate for you and pursue the compensation you deserve.

Request Your Free Policy Review Today

Frequently Asked Questions

My insurance company denied or ignored my claim. What should I do?

Insurance companies must acknowledge and respond to an insured’s communications. If your insurance company has ignored your claim, make sure you have reported it correctly. If you have a broker or agent, you can ask for assistance, but you should always have a full copy of your agreements to review for yourself. Your policy has claim reporting terms, and you need to make sure you’ve reported it to the right channel. If the insurer has ignored a properly reported claim or you have not received an acknowledgement, check our resources page for complaint resources or call our office for more information.

I don’t trust the attorney my insurance company hired to defend me. Do I have to use them?

First, most insurance defense firms are vetted and reputable. Don’t mistake the trappings of success (like busy attorneys, brief delays in returned phone calls, or not always being able to get the partner in charge on the phone) with unreliability.

When attorneys do not call back, or they do not remember who their clients are, or they keep reassigning your case to different associates, or their advice has changed dramatically for seemingly no reason other than the judge has told them “no more adjournments,” you may want to take a closer look.

Insurance companies must defend their liability insureds (that is insurance term used to refer to you) from any claim that may trigger the policy, even if they believe the claim is falsely or fraudulently filed. If your insurance company reserves its right to deny your claim, or to deny and demand repayment of defense costs, you may have the right to pick your own attorney under the policy. Give us a call and let us guide you.

How can I tell if a claim is covered?

Insurance policies aren’t written for easy reading, but sooner or later, you have to read your policy. What seems like a web of indecipherable legalese to you is often nothing more than a paint-by-numbers contract under which the insurer is gambling that it can collect more premium dollars than it will be compelled to pay out in claims. You start by calling us. Don’t rely on ChatGPT. Don’t guess. You need experienced insurance coverage trial attorneys to understand how to leverage the policy to your benefit.